Storms and hurricanes often cause multiple types of damage simultaneously: wind, rain, flying debris, hail, and more. These natural events can rip off roofs, shatter windows, break fences, flood interiors, and leave behind debris and structural hazards. In coastal regions, storm surge and wind-driven rain can penetrate the home even if it’s intact—causing hidden water damage behind walls or ceilings. The chaotic nature of these events often leads to underreported or fragmented claims if not handled by professionals.

What does this damage typically involve?

* Roofs lifted or torn by strong winds.

* Broken windows, damaged exteriors.

* Internal flooding, electrical and plumbing failures.

What do we do at Spartan Adjuster?

* We conduct a comprehensive damage report, even when it's multifaceted.

* We present the claim using weather reports, technical analysis, and photo documentation.

* We push back on attempts by insurers to apply exclusions for wind-driven rain or concurrent causes.